Find out how you can take advantage of all the opportunities that may be available to you as a cardholder. Better credit habits can lead to a better credit score. You are using an unsupported browser version. Learn more or update your browser. Credit Cards. Info Layer Title. What was your primary reason for visiting this website today? Service my existing credit card account. Other reason please specify. Please enter a reason. Did this website provide the information you needed?
Why were you unable to get the information you needed? Please select all that apply Could not find the information. Difficult to navigate the site. Do you plan to apply for a Bank of America credit card in the near future?
Please select all that apply Couldn't find a product to meet my needs. Didn't like the website experience. After the intro APR offer ends, Contactless Cards — The security of a chip card, with the convenience of a tap This online only offer may not be available if you leave this page or if you visit a Bank of America financial center.
You can take advantage of this offer when you apply now. More Highlights. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. Introduction A card that might appeal to those solely interested in cash-back rewards, the Bank of America Customized Cash Rewards credit card offers no complex points system or luxurious travel rewards.
Rewards Potential To determine the rewards potential of the Bank of America Customized Cash Rewards credit card we have to look at the bonus categories and calculate what an American household might spend in those areas. Contactless Chip Technology: Fast and easy contactless use where made available by vendors. Overdraft Protection: The card can optionally be used as an overdraft protection for a Bank of America checking account Paperless Statement Option: Go green and receive statements digitally.
Account Alerts: configurable alerts via email, text and mobile app to remind cardholders when statements become due or are paid. Online and Mobile Banking: Mobile apps for online banking allow users to view transactions, pay bills, transfer funds and more.
Earn Unlimited 2x miles on every purchase, every day. On Chase's Secure Website. Partner Offer. On American Express's Secure Website. Was this article helpful? Share your feedback. Send feedback to the editorial team. Rate this Article. Thank You for your feedback!
Something went wrong. Please try again later. Find the Best Credit Card. See below for a glance at the top offers:. Why we picked it : Bank of America members will be nicely rewarded when carrying this new rewards card. Get unlimited 1. Who should apply? Existing Bank of America customers who want top-tier earnings could find themselves with a strong rewards rate across all purchases with this card.
Who should skip? People unwilling to deposit their money with Bank of America will not be able to take advantage of the high-ceiling rewards. Shoppers who do lots of spending in specific categories might find a more rewarding card as well. Cardholders can select between gas, online shopping, dining, travel, drug stores or home improvements and furnishing as their high-rate category. Bank of America members can also take advantage of the valuable boosts available through Preferred Rewards and several Customized Cash Rewards benefits.
If you like swapping categories to earn the most rewards on your purchases, you might like the custom cash back offered with this card. Bank of America members also have lots of opportunity here through the Bank of America Preferred Rewards program. High-volume spenders might want to avoid the quarterly spending caps. These terms also apply to the purchase APR. Pros : Its lengthy balance transfer offer makes it an excellent card for paying down card debt.
Another potential deal breaker for some: this card has no rewards program. Reward chasers should look elsewhere as this card has no rewards program. Why we picked it : Cardholders will enjoy widespread travel rewards with the freedom to book their well-earned vacations with the travel brands of their choice.
Every purchase made is rewarded with 1. Pros : This card is free from blackout dates, so flights and hotel stays can be scheduled on your own time. Also, rather than booking through a designated travel portal, you can redeem your points for any travel and dining purchases made on your credit card within the last 12 months, including third-party sites like Expedia or Travelocity. This is a great match for beginner or less-frequent travelers who want to earn rewards without an annual fee.
Frequent flyers and airline loyalists can find more intensive and rewarding options elsewhere. Pros : Appropriately named, this card offers some top-tier rewards: 2X points on travel and dining purchases, as well as 1. They will also have access to features like trip delay reimbursement, travel accident insurance, lost luggage reimbursement and an array of other perks.
Travelers looking for a do-it-all travel rewards card should consider this option, especially if you bank with Bank of America. Homebodies or rewards-hunters looking to avoid an annual fee would be better off with another card. Why we picked it : For a solid travel business card, look no further. Pros : For a no annual fee card, the yearly rewards value is tough to beat. Small business owners who spend on travel and want to avoid an annual fee might want to capitalize on the simple rewards, unlimited points-earning structure and available rewards.
If your business expenses are rarely travel-related, you should look to a card that better fits your usual spending habits. The average business card charges a minimum APR around Potential cardholders who want to earn rewards on their business expenses should look to the many rewards-earning business credit cards. For some added flexibility, the cash you earn never expires and you can change your bonus category on a monthly basis. Cons : As with most cash back cards, there are limited redemption options.
Cardholders can only redeem earnings for a check, statement credit or deposit into a Bank of America account. High-budget business owners who want a small business credit card to spend large amounts on year after year. Why we picked it : Thanks to a healthy rewards rate and welcome bonus, this card makes it easy to earn miles for your business.
Cardholders earn 3X miles on eligible Alaska Airlines purchases, plus 1X miles on anything else. Plus, Alaska also gives a Companion Fare each year the account stays open, a worthwhile perk. Additionally, there are cases with limited seat availability and blackout dates. Business owners whose expenses are less travel-related should look to business cards that rewards things like shipping costs, telecom, gas and more.
Alaska Airlines does have a wide network of domestic and international partners, so your miles have some value outside of flights with the carrier. Alaska Airlines flyers who travel with a companion at least once a year can come out ahead with this solid airline credit card, thanks to its lucrative anniversary offer. Bank of America is a full-service bank with all types of accounts, credit cards and even physical locations.
On top of their large selection of credit cards, Bank of America ranks amongst the top of all banks. And its impressive reputation has allowed it to enter into partnerships with Visa and Mastercard, which process charges at retailers across the globe. Its international connections make for a great suite of travel opportunities, and the Preferred Rewards program turns their credit cards into valuable assets.
An excellent score will almost surely get you in the door for most of their cards, but someone still improving their credit score should take their time before applying. The process of choosing a credit card is the same no matter the issuer. You should evaluate your own spending habits, check your credit score, consider the benefits that would actually help your lifestyle and use tools like our CardMatch feature to find cards in your selection pool based on your credit profile.
Designed for loyal Bank of America users, the Preferred Rewards program will take your earnings to new heights, as well as provide savings on stock trades, auto loans and mortgages — even transactions with non-Bank of America ATMs.
The program is divided into three tiers. Here are the benefits that Preferred Rewards tiers offer:. Here are ways you can redeem your points:. With all the perks, impactful savings opportunities and flexible ways to redeem, becoming a member of the program is a must if you want to get value out of your regular purchases. See our guide to the Preferred Rewards program for further tips on how to utilize your BofA credit card.
Rewards rate. Intro bonus. Annual fee. Regular APR. Recommended credit. Good to Excellent - Credit score. Card details New Offer! With the new Unlimited Cash Rewards credit card, you can earn 1. That means you could earn up to 2. After the intro APR offer ends, Contactless Cards - The security of a chip card, with the convenience of a tap This online only offer may not be available if you leave this page or if you visit a Bank of America financial center.
You can take advantage of this offer when you apply now. That means you could earn up to 5. Bankrate's View Here's an intriguing option for loyal Bank of America customers interested in adding a travel credit card to the relationship.
That means you could earn up to 3. No annual fee No penalty APR. Paying late won't automatically raise your interest rate APR. Other account pricing and terms apply. Card details Earn unlimited 1. After the intro APR ends, Pros There are no blackout dates for the companion fare perk. Alaska Airlines has a wide network of domestic and international partners. Valid on all Alaska Airlines flights booked on alaskaair.
And, your miles don't expire on active accounts. This card is not a great choice for: Someone who tends to spend a lot in a few particular categories. What makes this card unique? While 1. This card is not a great choice for : People who prefer a more open-ended cash back card that offers a flat rate on all eligible purchases, with no special categories to choose or maintain.
Cash back cards with rewards rates higher than the typical percent usually have fixed categories or categories that change every quarter, with the issuer calling the shots. Is this card worth it? If you want more control over how you earn rewards, a customizable cash back card — with no annual fee — might be irresistible. For Bank of America Preferred Rewards members , definitely.
This card is not a great choice for : People looking for a standard credit card rewards program. If your main concern is transferring a high-interest balance or getting a temporary reprieve from interest on purchases, this straightforward card could help you get the job done.
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